Nothing says spring is almost here like advertisements for local boat shows. It’s the time of year when you might start thinking about investing in the boat you’ve always wanted or perhaps upgrading the boat you already have. You can browse aisles and aisles of shiny new watercraft and learn about all the latest technology, features, and innovations in boating for 2018. You might even be able to make a deal right there on the spot if you are ready to buy. Before you do, be sure to read our quick guide for boat shopping and how to decide which one is right for you.
Choosing a Boat
When it comes to boats, the options are plentiful. No doubt, any salesperson will have an idea of what kind of boat you should buy; but is it really the right boat for you? That is why we recommend researching the strengths and weaknesses of different types of boats before you head off to the boat show.
There are several different types of boats, some of which are more popular for recreational use than others. Here in Arizona, some of those include:
- Runabouts (Bowriders)
- Ski Boats
- Personal Watercraft
- Bass Boats
- And more
The difference between these boats is significant. Bass boats are designed for fishing, whereas ski boats and personal watercraft are designed for sport. Pontoons and runabouts are highly versatile, and others, such as sailboats, challenge you to learn a new skill. Decide how you and your family will use your boat most, and narrow down your options from there.
Keep in mind there are certain factors you should consider when choosing a new watercraft, not the least of which is its size. A large boat may allow you to carry several passengers at a time, but is it the most practical? Have you considered the added fuel costs, the difficulty piloting the watercraft, and the potential need for alternative storage if it cannot fit in your garage or carport area?
Used vs. New
If you’ve got your eye on a boat, you probably already have an idea of whether you want a new or used one. On the one hand, used boats tend to cost less, but on the other, new boats tend to require fewer repairs. What you could save by purchasing a used boat, you might actually spend – and more – on repairing, maintaining, and improving a used boat.
Either way, consider buying from a dealer versus a private seller. With a dealer transaction, you have the opportunity to read reviews about the dealer and perhaps even take advantage of stringent inspection standards or in-house warranties and other services. While you may be less likely to find a used boat on the showroom floor at the boat show, don’t be afraid to discuss your options with a sales representative. You might find just what you are looking for.
Don’t Forget about Boat Insurance
Most importantly, do not forget to insure your boat – even if you aren’t planning to hit the water for another couple of months. Bad things can happen to boats both in the water and in storage, so take precautionary steps to minimize your risk. Homeowners insurance provides too little or no coverage for most vessels, which means you’ll need to purchase a stand-alone policy instead. Here at The Don Neeley Agency, we can provide quotes for boat insurance from multiple Arizona insurers, including coverage for:
- Physical damages to your boat
- Property damage and bodily injury liability
- Medical payments
- Special equipment
- Emergency assistance
- And more
To find out more or request your free quotes, contact our office today.