Don Neeley Agency

Don Neeley Agency
8155 E Indian Bend Rd, Ste 105
Scottsdale, AZ 85250
Phone: 480-945-7621
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Renters Insurance

Young couple laying on the floor of their new rented apartment

You may not be a homeowner, but entering into a rental agreement comes with its own risks. When you lease a property, you become vulnerable to personal losses and lawsuits if you do not have the right insurance coverage. Here at Neeley Insurance, we help customers find renters insurance that helps cover the what-ifs in life. Whether you rent an apartment or signed a lease on a house, let our team find affordable, quality coverage you can depend on.

Why Renters Insurance is Important

You lock your doors every time you leave home, but that still isn’t enough to keep intruders away. One day you return to find thousands of dollars in electronics and jewelry have been swiped by a thief. Your landlord’s insurance only covers damage to the door that was knocked down – not your missing items. With renters insurance, your personal belongings could be replaced with little out of pocket cost to you.

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In another scenario, perhaps a fire ravages your entire apartment complex, leaving you with no place to live and little more than the shirt on your back. You call your independent agent, who helps you through the process of filing a renters insurance claim. By evening, you already have temporary shelter with  additional living expenses being covered, and a claim is being processed to help you begin to replace all of the items you lost.

Types of Renters Insurance

A renters insurance policy typically includes the following types of coverage:

Personal Belongings Coverage
How much are all of your belongings worth? How much would it cost you to replace everything with brand new items? If you live alone, the answer might be tens of thousands of dollars. If you live with a spouse and children, the figures for furniture, wardrobes, electronics, appliances, décor, jewelry, sports equipment, tools, and other belongings could add up to $100,000 or more. With renters insurance, you are covered up to the amounts on your policy and only responsible for your deductible.

Temporary Living Expenses
When your home suddenly becomes uninhabitable, where will you go? How will you pay for it? What if you just paid your month’s rent and have no money to cover a temporary place to live? With renters insurance, you can trust that your temporary living expenses will be handled while you wait for your rental property to be repaired or search for a new, permanent place to live.

Guest Injuries
If a guest is injured while visiting your home, it is possible that you could be held liable for medical expenses. Renters insurance can help cover the costs of injuries and ensure your guests get the medical care they need right away.

Personal Liability
Did you know renters insurance can follow you, your household members, and even your pet outside the walls of your apartment? You can rely on your personal liability insurance to take care of legal expenses and the costs of a lawsuit if you accidentally hit a jogger while riding your bicycle or if your dog bites another pet at the dog park.

Request a Free, No-Obligation Quote!

Other Types of Coverage
Talk with your agent about other types of coverage that may be available in addition to standard renters insurance coverage. If you own high-value jewelry or multiple firearms, for example, you may need additional scheduled coverage that extends the coverage of these items on your policy. Other types of insurance that may be beneficial depending on your needs include coverage for a home business or personal umbrella insurance to further minimize your liability risk.

Renters Insurance Discounts in Scottsdale, AZ

Renters insurance is one of the most affordable ways you can protect yourself and the things you own against the unknown. Here at Neeley Insurance, we shop around for coverage that fits your needs at a competitive price you can afford. We can also show you how to qualify for additional savings with discounts for combining your renters insurance with auto and other types of coverage.

For more information or to request your free renters insurance quote, contact our office today. 

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Testimonials

I have been a customer of Don Neeley Agency for many years…….actually think it was first in early 19…

Diane Mark

Don was terrific to work with. He assembled various insurance options to help me evaluate what was b…

Jennifer I

Very Happy with this company still. My sister referred Don to me 20+ years ago when he was with anot…

Darla Edwards
When it comes to finding the right insurance company, I don’t have time to go shopping and search fo…
Nathan GossenPhoenix, AZ

Insurance is about doing the right thing for your client – client MUST be first. You cannot find a m…

Clay Wallace

Thank you, Don, for making sure my home insurance was right for me and a good value. I appreciate yo…

Staci Charles

I have been using DNA for many years and have never been disappointed. Always friendly service and q…

Matthew Moore
I always thought that the bigger companies I had my insurance with had great rates. When I started r…
Carey MarkScottsdale, AZ

Don and his team are the best to work with.

Michael Toll

I consider Don a valuable partner for risk management. I have been using his services for over 10yea…

Dallan Randall

Contact Us

Don Neeley Agency
8155 E Indian Bend Rd,
Ste 105
Scottsdale, AZ 85250
Phone: 480-945-7621

Our Hours

Monday - Friday 8:30 - 5:30
Saturday & Sunday
By Appointment

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