Summer is the perfect time to take a trip. However, when you are away from your home for vacation, you are also leaving it vulnerable to burglary. Although you can’t always prevent this from happening, there are steps you can take to reduce the risk. It is also important to make sure you have the right insurance coverage in place just in case.
1. Make it look like someone is home.
When the newspapers pile up, and the lights are off for days, your home becomes more appealing to criminals. Prevent this problem by asking a friend to collect mail and investing in a timer for one or more lights in your home.
2. Get a security system.
Having a security system deters people from breaking into your home. In the event of a break-in, having a security system can also alert the authorities, so there is a greater chance of catching the criminal. Protect your home by installing a reliable security system.
3. Don’t hide a key.
Many people hide a key outside their home in case a friend or neighbor needs to get inside. However, burglars know exactly where to look for the keys and are likely to use them to enter your home while you are on vacation. If someone must have a key to your house, give it to them in advance instead of hiding it outside.
4. Lock all doors and windows.
Burglars are always looking for an easy home to target. Although burglars may be willing to break your windows or locks, they are more likely to look for a home with an easier point of entry, such as an unlocked door. Lock all of your doors and windows before you leave home.
5. Don’t tell the world you are leaving.
Criminals are always looking for empty homes. Avoid letting the public know you are leaving by keeping information about your vacation off social media. If you want to post pictures or stories about your trip, wait until you get home safely.
Dealing with Burglary
Even when you do your best to prevent it, burglary may still happen while you are away. If you find that your home has been burglarized, file a police report immediately. Next, call your insurance agent to begin the claims process and follow his or her instructions carefully to make sure the process is as quick and smooth as possible.
Most insurance policies cover property that is lost or damaged in a break-in. However, before you leave on any summer trip, it is a good idea to make sure your insurance offers adequate coverage. You should also make sure you have provided your insurance company with an updated inventory of your valuables to ensure quick replacement.
Having the right insurance coverage is essential for every homeowner. If you need to discuss your homeowner’s insurance coverage, contact Don Neeley Insurance today.